Collier County Hurricane Ian

Florida Federal Flood Damage Claims From Hurricane Ian Top 39,000

After Hurricane Ian caused massive flooding, the Federal Emergency Management Agency said Tuesday it has received more than 39,000 flood-insurance claims.
Flood Damage In Collier County, Florida, Prior To Hurricane Ian Landfall

After Hurricane Ian caused massive flooding, the Federal Emergency Management Agency said Tuesday it has received more than 39,000 flood-insurance claims.

The agency, which heads the National Flood Insurance Program, said it has paid more than $82 million to policyholders, including $59 million in advance payments.

Residents who have mortgages on properties in designated flood zones are required to have flood insurance, which is mostly purchased through the National Flood Insurance Program.

But most Floridians don’t have flood insurance, exacerbating problems from Ian, which caused flooding across the state.

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Residential property insurance policies cover wind damage, but not flood damage. CoreLogic, a property information and analytics firm, released an analysis this month that estimated Floridians could have more than $10 billion in uninsured flood losses.

Gov. Ron DeSantis said Tuesday that other federal aid will be available to people who suffered flooding damage, though it will not be as much as flood-insurance coverage would pay.

The Category 4 hurricane made landfall on Sept. 28 in Lee and Charlotte counties and crossed the state.

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