Insurance

Florida Republican Lawmaker Seeks No-Fault Repeal

A House Republican on Tuesday filed a proposal that would repeal the state’s longstanding no-fault auto insurance system.
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A House Republican on Tuesday filed a proposal that would repeal the state’s longstanding no-fault auto insurance system.

Rep. Danny Alvarez, R-Hillsborough County, filed the proposal (HB 429) for consideration during the legislative session that will start March 7.

Lawmakers in recent years have repeatedly considered bills to repeal the no-fault system and its requirement that motorists carry personal injury protection or PIP coverage.

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Gov. Ron DeSantis vetoed such a bill in 2021. Repeal bills filed in 2022 did not get through House and Senate committees.

Alvarez’s bill, in part, would require motorists to carry bodily injury coverage. Under no-fault, motorists are required to carry $10,000 in PIP coverage, an amount unchanged since 1979.

The coverage is designed to help defray medical costs after accidents.

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