With more than 45,000 claims filed, the National Flood Insurance Program has paid about $706 million to people who sustained water damage in Hurricane Ian, the Federal Emergency Management Agency said Tuesday.
Residents who have mortgages on properties in designated flood zones are required to have flood insurance, which is mostly purchased through the federal program.
But most Floridians don’t have flood insurance, exacerbating problems from Ian, a Category 4 hurricane that made landfall Sept. 28 in Southwest Florida and caused widespread flooding as it crossed the state.
Residential property insurance policies cover wind damage, but not flood damage.
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