Insurance

No-Fault Repeal Filed In Florida Senate

Several workers’ compensation insurance companies are challenging a state policy that they say improperly requires carriers to authorize physicians, physician assistants and nurse practitioners to dispense medication to injured workers.
Insurance Stock Photo (TFP)

A Senate Republican on Wednesday filed a proposal that would repeal the state’s longstanding no-fault auto insurance system.

Sen. Erin Grall, R-Vero Beach, filed a repeal bill (SB 586) that is identical to a House version (HB 429) filed last month by Rep. Danny Alvarez, R-Hillsborough County.

Grall, who was elected to the Senate last year, helped lead efforts to try to repeal the no-fault system when she served in the House. Gov. Ron DeSantis vetoed such a bill in 2021.

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Repeal bills filed in 2022 did not get through House and Senate committees. Under the proposals, the no-fault system and its requirement that motorists carry $10,000 in personal injury protection, or PIP, coverage would be eliminated.

The bills would require motorists to carry bodily injury coverage. Under no-fault, motorists are required to carry $10,000 in PIP coverage, an amount unchanged since 1979.

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The coverage is designed to help defray medical costs after accidents. The bills are filed for consideration during the legislative session that will start on March 7.

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